Entrance Counseling

Entrance counseling explains the obligations you agree to meet as a condition of receiving a Direct Loan which includes:

  • Understand Your Loans
  • Manage Your Spending
  • Plan to Repay
  • Avoid Default
  • Make Finances a Priority

If you are a student and have not previously received a subsidized/unsubsidized loan or PLUS loan (graduate/professional students only) under the Direct Loan Program, you must complete entrance counseling for that loan type before receiving a loan to ensure that you understand your responsibilities and the obligations you are assuming.  Note: Graduate/professional students aren’t eligible for Direct Subsidized Loans

To access entrance counseling:

  1. Log in to StudentLoans.gov using your FSA ID (Use of another person’s FSA ID constitutes fraud. Use only your own FSA ID information)
  2. Select “Complete Counseling” on the left hand navigation bar
  3. Select “Entrance Counseling” under “Choose Counseling Type”

You’ll be able to:

  • See your federal student loan information available in the National Student Loan Data System (NSLDS)
  • Notify schools of counseling completion
  • View proof of counseling completion

If you have already completed Entrance Counseling for your Subsidized and/or Unsubsidized Direct Loan at another school, you can transfer that information to URI by following these steps:

  1.  Sign in to your account at studentloans.gov
  2. Click on View Completed Counseling on the left hand column
  3. Click on Select School
  4. Using the drop down menu, select Rhode Island for the School State and the University of Rhode Island for the School Name. Click Submit.  Your Entrance Counseling information will then be sent to the University of Rhode Island.
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