{"id":50,"date":"2021-12-21T14:53:48","date_gmt":"2021-12-21T19:53:48","guid":{"rendered":"https:\/\/web.uri.edu\/financial-aid\/?page_id=50"},"modified":"2026-04-02T14:48:32","modified_gmt":"2026-04-02T18:48:32","slug":"loans","status":"publish","type":"page","link":"https:\/\/web.uri.edu\/financial-aid\/loans\/","title":{"rendered":"Loans"},"content":{"rendered":"

Attention: Upcoming Federal Loan Changes as of July 1, 2026<\/h1>\n\n

These changes will affect Federal Direct student loans for undergraduates, graduates and parents. Please visit Upcoming Federal Student Loan Changes<\/a> for more information.<\/p>\n\n<\/div><\/section>\n\n\n

You must file a FAFSA (Free Application for Federal Student Aid), be a matriculating student, and be enrolled at least half-time to be eligible for these loan programs. Borrowers under all of these programs will be required to sign a promissory note and participate in entrance counseling* prior to disbursement of funds.<\/p>\n\n\n\n

Loan Programs For Undergraduate Students<\/h2>\n\n\n\n
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Federal Direct Undergraduate Student Loans<\/h2>

This loan program includes both undergraduate student subsidized (need-based) and unsubsidized (not need-based) loans.
<\/p><\/div><\/div>

learn more<\/div><\/a><\/div>\n\n

Nursing Loan<\/h2>

This loan program is available to students with exceptional financial need enrolled in the College of Nursing.

<\/p><\/div><\/div>

Learn more<\/div><\/a><\/div><\/div>\n\n\n\n

Federal Direct Parent PLUS Loan<\/h2>

This loan program is utilized by parents of dependent undergraduate students to help pay for education expenses not covered by other financial aid.
<\/p><\/div><\/div>

learn more<\/div><\/a><\/div>\n\n

Health Professions Loan<\/h2>

This loan program is available to financially needy students in the College of Pharmacy.


<\/p><\/div><\/div>

Learn more<\/div><\/a><\/div><\/div>\n\n\n\n

Private\/Alternative Loans<\/h2>

These are privately-funded loans available to students and parents of undergraduate students.



<\/p><\/div><\/div>

learn more<\/div><\/a><\/div><\/div>\n<\/div>\n\n\n\n
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Loan Programs For Graduate Students<\/h2>\n\n\n\n
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Federal Direct Graduate Unsubsidized Student Loan<\/h2>

This loan program is available to graduate students. There is no requirement to demonstrate financial need.


<\/p><\/div><\/div>

learn more<\/div><\/a><\/div><\/div>\n\n\n\n

Federal Direct Graduate PLUS Loan<\/h2>

This loan program is utilized by graduate students to help pay for education expenses not covered by other financial aid.


<\/p><\/div><\/div>

learn more<\/div><\/a><\/div><\/div>\n\n\n\n

Private\/Alternative Loans<\/h2>

These are privately-funded loans available to graduate students.





<\/p><\/div><\/div>

learn more<\/div><\/a><\/div><\/div>\n<\/div>\n\n\n\n
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Additional Loan Resources<\/h2>\n\n\n\n
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New! Money Basics Program<\/h1>\n\n

Learn more about successfully managing student loans and budgeting with Money Basics by URI<\/a><\/p>\n\n<\/div><\/section><\/div>\n\n\n\n

Direct Loan repayment calculator<\/a>\n\n\n
<\/div>\n\n\nFEderal Direct Loan Repayment Plans<\/a>\n\n\n
<\/div>\n\n\nFederal vs private\/alternative loans<\/a>\n\n\n

<\/p>\n<\/div>\n<\/div>\n\n\n\n

<\/p>\n","protected":false},"excerpt":{"rendered":"

You must file a FAFSA (Free Application for Federal Student Aid), be a matriculating student, and be enrolled at least half-time to be eligible for these loan programs. Borrowers under all of these programs will be required to sign a promissory note and participate in entrance counseling* prior to disbursement of funds. Loan Programs For […]<\/p>\n","protected":false},"author":581,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":"","_links_to":"","_links_to_target":""},"class_list":["post-50","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/web.uri.edu\/financial-aid\/wp-json\/wp\/v2\/pages\/50","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/web.uri.edu\/financial-aid\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/web.uri.edu\/financial-aid\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/web.uri.edu\/financial-aid\/wp-json\/wp\/v2\/users\/581"}],"replies":[{"embeddable":true,"href":"https:\/\/web.uri.edu\/financial-aid\/wp-json\/wp\/v2\/comments?post=50"}],"version-history":[{"count":4,"href":"https:\/\/web.uri.edu\/financial-aid\/wp-json\/wp\/v2\/pages\/50\/revisions"}],"predecessor-version":[{"id":2585,"href":"https:\/\/web.uri.edu\/financial-aid\/wp-json\/wp\/v2\/pages\/50\/revisions\/2585"}],"wp:attachment":[{"href":"https:\/\/web.uri.edu\/financial-aid\/wp-json\/wp\/v2\/media?parent=50"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}