Retirement investing is long term so consider participating in a tax-deferred plan:

• Retirement Choice Plus allows you to reduce your taxable income and create additional savings for retirement. This plan is available to employees with either a 403(b) retirement plan. You only need to be eligible for benefits in order to participate. A minimum contribution of 1% of your salary is required. You may also contribute up to the maximum allowed by IRS law.

• For more information on Retirement Choice Plus from TIAA, please contact Jerrica Men at (401) 874-2533.

Authorization Forms:

• PF-14 (Non-Classified to Start and Change 403b Contributions – enrolled in Mandatory contribution)
• PF-15 (To Start Retirement Choice Plus Elective Deferral 403b – Not enrolled in mandatory contribution)
• PF-16 (To Change/Cancel Retirement Choice Plus Elective Deferral 403b – Not enrolled in mandatory contribution)