Health and Wellness

Health Insurance

Eligible URI employees have access to three medical plans through the State of Rhode Island: Anchor, Anchor Plus, and Anchor Choice with HSA, all administered by Blue Cross/Blue Shield of Rhode Island (BCBSRI). We also provide prescription, dental, and vision coverage.

Medical

BCBSRI coverage options vary to meet your healthcare needs and financial preferences.

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Prescription

Get access to prescription drug coverage included with your medical plan, offering a range of pharmacy benefits.

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Dental

Coverage is provided through Delta Dental, helping you maintain oral health with preventive and restorative services.

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Vision

Vision benefits support eye exams, glasses, and contacts through MetLife VisionAccess.

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Co-share Rates

Employee TypePay PeriodsUnionsCo-Share Rates
Classified26N/ARate Table
Classified20N/ARate Table
Non-Classified20 or 26PTAA, PSA, NUNC, OPC, MPARate Table
Non-Classified20 or 26AAUP, PhysiciansRate Table

Additional Coverage Options

Life Insurance

Eligible employees working 20+ hours per week can enroll in basic and supplemental life insurance through The Hartford.

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Legal Coverage

Access affordable legal assistance through MetLife Legal, covering estate planning, family law, real estate, and more.

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Long-term Disability Insurance

Eligible non-classified employees receive University-paid long-term disability insurance through The Standard.

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Short-term Disability Insurance (AFLAC)

AFLAC offers optional, pre-tax short-term disability coverage to support your income during illness or injury.

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Flexible Spending Accounts (FSA)

Set aside pre-tax dollars to cover eligible medical, dental, vision, and prescription expenses—saving money while managing out-of-pocket costs.

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Dependent Care Spending Accounts (DCSA)

Set aside pre-tax dollars to cover eligible child or elder care expenses, reducing your taxable income.

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Wellness Benefits

Employee Assistance Program

Access free, confidential support for personal and work-related challenges through the State’s EAP, available to employees and their households.

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Reward for Wellness

Participate in health activities to earn up to $500 in co-share credits while improving your well-being.

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Employee Wellness Fairs

Attend on-site wellness fairs offering free health screenings and resources to support your health goals.

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Diabetes Prevention Program

Join a free, evidence-based program to reduce your risk of type 2 diabetes and earn a $500 incentive upon completion.

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Flu Shot Clinics

Protect yourself and others by receiving a free flu shot at convenient on-site clinics during flu season.

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