The University of Rhode Island participates in the Federal Direct Unsubsidized Student Loan Program. The University receives funds directly from the U.S. Department of Education and disburses (pays) them to eligible students. There is no requirement to submit a separate bank loan application to receive your loan funds. The student must file a FAFSA (Free Application for Federal Student Aid) for the academic year they would like to receive the loan in order to be eligible for the Federal Direct Unsubsidized Student Loan.
Graduate
The rates below are set by the federal government. The interest rate and origination fee pertains to Academic Year 2024-2025.
First time Graduate Students
- Complete the 3 steps below
Returning Graduate Students with an URI Master Promissory Note (MPN) on File
- Complete Step 1 below
- Accept all or a portion of the Unsubsidized Loan via e-Campus. Enrollment Services will cancel the loan if not accepted. The student can request to have the loan reinstated by contacting Enrollment Services to have the loan re-offered.
- Click here to complete URI Entrance Counseling
- Click here to complete a URI Master Promissory Note (MPN). Log in using students FSA-ID password