Loans

You must file a FAFSA and be enrolled at least half-time to be eligible for these loan programs. Borrowers under all of these programs will be required to sign a promissory note and participate in entrance counseling* prior to disbursement of funds.

Federal Direct Loan Programs

Federal Direct Student Loan

This program includes both undergraduate student subsidized (need-based) and unsubsidized (not need-based) loans.

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Parent PLUS Loan

These loans are given to parents of dependent undergraduate students to help pay for education expenses not covered by other financial aid.

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Graduate Unsubsidized & PLUS Loan

This program offers loans to eligible graduate or professional students to help pay for graduate education expenses.

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Other Types of Loans

Nursing

This program is available to students with exceptional financial need enrolled in the College of Nursing.

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Health Professions

This loan is available to financially needy students in the College of Pharmacy.

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Alternative Loans

Alternative loans are privately-funded loans available to students and parents.

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Additional Loan Resources

New! Money Basics Program

Learn more about successfully managing student loans and budgeting with Money Basics by URI

Direct Loan repayment calculator FEderal Direct Loan Repayment Plans Federal vs private/alternative loans