Insurance

UPDATE: Our new insurance waiver and enrollment process for Spring 2025 is now open.

URI has moved to a new waiver and enrollment partner, Academic Health Plans (AHP). AHP manages waivers and all insurance enrollments for students.
Visit the AHP website for the most up-to-date information about insurance for students.
Need help? Use the chat tool on the AHP homepage, or call 1 (855) 451-3550.

Injury/Sickness Insurance

Health insurance coverage is required for full-time students attending the URI Kingston Campus. URI offers coverage through United Healthcare Student Resources at the rates below, which are automatically added to your initial tuition bill. If you already have comparable coverage, you may request a health insurance waiver via the AHP website to have the charge removed from your bill.

Please note: International plans must meet specific requirements to be considered comparable in order to waive the school sponsored insurance.

2024 – 25 Injury/Sickness Insurance Rates

Coverage PeriodAnnual
9/1/24- 8/31/25
Spring 2025
1/1/25 – 8/31/25
Student$3,291$2,196
Spouse$3,291$2,196
One Child$3,291$2,196
Two or more children$6,567$4,377

Health Services Fee

The Health Services Fee is a mandatory fee for all full-time students that gives them access to the basic services listed below, regardless of their health insurance coverage. The Health Services Fee covers:

  • Office visits with URI Health Services providers
  • Free or reduced cost over the counter medications such as ibuprofen, Tylenol, cough syrup, cough drops, cold medicine
  • Health promotion and prevention programs
  • Free Vaccination Clinics and Health Fairs
  • URI Emergency Medical Services (URI EMS) Ambulance—24/7/365

Update Your Insurance

Did your insurance change? Need to update Health Services with new insurance information?  Email the front and back of the new health insurance card to health@uri.edu.  Please be sure to include your student ID number and the date the new plan started.  


Health Insurance Information for Recent Graduates

Having health coverage is an important part of your health and financial well-being. Now that you have graduated, your health coverage through the University of Rhode Island will expire on August 31, 2024. If you need health coverage, HealthSource RI (HSRI), Rhode Island’s state-based health coverage marketplace, is here to help connect you to a quality, no-cost or low-cost plan – with huge savings on your monthly coverage costs! In fact, six out of seven HSRI customers receive financial help to lower their monthly payments.

To learn more including how to enroll in coverage, visit HealthSourceRI.com/SEP.