Health and Wellness

Health Insurance

Eligible URI employees have access to three medical plans through the State of Rhode Island: Anchor, Anchor Plus, and Anchor Choice with HSA, all administered by Blue Cross/Blue Shield of Rhode Island (BCBSRI). We also provide prescription, dental, and vision coverage.

Medical

BCBSRI coverage options vary to meet your healthcare needs and financial preferences.

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Prescription

Get access to prescription drug coverage included with your medical plan, offering a range of pharmacy benefits.

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Dental

Coverage is provided through Delta Dental, helping you maintain oral health with preventive and restorative services.

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Vision

Vision benefits support eye exams, glasses, and contacts through MetLife VisionAccess.

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Current Co-share Rates

Employee TypePay PeriodsUnionsCo-Share Rates
Classified26N/ARate Table
Classified20N/ARate Table
Non-Classified20 or 26PSA, PTAARate Table
Non-Classified20 or 26NUNCRate Table
Non-Classified20 or 26MPARate Table
Non-Classified20 or 26AAUP, PhysiciansRate Table

Co-share Rates for 2026

Employee TypePay PeriodsUnionsCo-Share Rates
Classified26C94, ESP, NursesRate Table
Classified20C94, ESP, NursesRate Table
Non-Classified20 or 26PSA, PTAARate Table
Non-Classified20 or 26NUNCRate Table
Non-Classified20 or 26AAUPRate Table
Non-Classified20 or 26PhysiciansRate Table

Additional Coverage Options

Life Insurance

Eligible employees working 20+ hours per week can enroll in basic and supplemental life insurance through The Hartford.

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Legal Coverage

Access affordable legal assistance through MetLife Legal, covering estate planning, family law, real estate, and more.

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Long-term Disability Insurance

Eligible non-classified employees receive University-paid long-term disability insurance through The Standard.

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Short-term Disability Insurance (AFLAC)

AFLAC offers optional, pre-tax short-term disability coverage to support your income during illness or injury.

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Flexible Spending Accounts (FSA)

Set aside pre-tax dollars to cover eligible medical, dental, vision, and prescription expenses—saving money while managing out-of-pocket costs.

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Dependent Care Spending Accounts (DCSA)

Set aside pre-tax dollars to cover eligible child or elder care expenses, reducing your taxable income.

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Wellness Benefits

Employee Assistance Program

Access free, confidential support for personal and work-related challenges through the State’s EAP, available to employees and their households.

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Reward for Wellness

Participate in health activities to earn up to $500 in co-share credits while improving your well-being.

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Employee Wellness Fairs

Attend on-site wellness fairs offering free health screenings and resources to support your health goals.

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Diabetes Prevention Program

Join a free, evidence-based program to reduce your risk of type 2 diabetes and earn a $500 incentive upon completion.

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Flu Shot Clinics

Protect yourself and others by receiving a free flu shot at convenient on-site clinics during flu season.

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Lactation Policy

The University of Rhode Island shall provide sanitary and private facilities in close proximity to the work area across campus for mothers to breastfeed or to express breast milk.

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